Trade Currency Converter
Convert a foreign-currency invoice at a rate you set, with room for a bank or FX margin, to price an import in your own currency before you commit to the order.
Price the invoice you will actually pay
A supplier quotes in their currency; you budget and sell in yours. The gap between the two is an exchange rate — and the rate your bank charges is not the tidy mid-market number on a finance site. Converting the invoice at the rate you will really get, with the bank’s margin folded in, turns a foreign price into a home-currency figure you can trust when you work out whether an order makes sense.
Carry the converted value into the Landed Cost Calculator to build the full cost of the import, or the Import Duty Calculator to estimate the duty on it.
Frequently Asked Questions
Why convert an invoice at a rate I enter rather than a live rate?
Because the rate you actually get is rarely the mid-market rate you see quoted online. Banks and payment providers add a margin, and for a trade payment the rate can be set on the day it settles. Entering the rate your bank quotes — plus a margin — gives you the figure you will really pay, not an idealised one. Rates here are not live by design.
What is the bank or FX margin?
It is the markup a bank or payment provider adds over the mid-market exchange rate, usually quoted as a percentage. A 2% margin on a 1,000-unit conversion adds about 20 units of cost. Entering it shows both the mid-market figure and what the conversion actually costs you, so you can see the margin as a number rather than a hidden spread.
Which value should I convert for an import?
Usually the supplier's invoice value, so you can compare it against your home-currency budget or selling price. If you also need the customs value in your currency, remember that customs authorities often require conversion at an official rate on a specified date — this converter is for your own planning, not for the figure you declare.
Can I use this for the value I declare to customs?
No — treat it as an informational planning tool. Customs authorities specify which exchange rate and date apply to a declaration, and that rate can differ from your bank's. Use the official rate your customs authority publishes for anything you file, and confirm the rate and fees with your bank for any payment.
Informational tool only, not financial advice. Exchange rates are not live here and move constantly. Confirm the rate and any fees with your bank, and use your customs authority’s official rate for anything you declare.